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Posted: Wednesday, February 14, 2018 11:02 AM


Get Cheap Car Insurance Rates in Fort Smith Online in Minutes!
Compare rates from major insurance providers offering discount auto insurance in Arkansas. Buy Your Policy Online, Print State-Required Proof of Insurance Documents and Go On With Your Day! It takes only a few minutes to see how much you can save with cheap auto insurance in Fort Smith, AR. GET INSTANT ONLINE QUOTES NOW!

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Offering cheap car insurance in Fort Smith AR, throughout Arkansas and across the USA. Just a few minutes of your time could save you so much on car insurance in Ft Smith. Don't let the opportunity slip by to get cheap auto liability insurance or cheap full coverage auto car insurance and protect your vehicle in the event of accident or theft. But you'll have to try it to see for yourself. Finding who offers cheap car insurance in Fort Smith AR is no longer a chore. You may also be interested in cheap full coverage insurance or cheap liability insurance. The Fort Smith, AR-OK Metropolitan Statistical Area had approximately 828 reported car thefts in 2016 ranking it 92nd per capita nationwide according to info provided by National Insurance Crime Bureau ( Save time and money. Get it done and get on with your life.

Arkansas' state minimum insurance requirements are 25/50/25. The first two numbers refer to bodily injury liability limits and the third number refers to the property damage liability limit. The first two numbers in 25/50/25 would mean in an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 people needing 25,000 then whoever files first gets first access to the 50,000 limit and you may be sued for the rest if the accident was your fault!). The last number refers to the total coverage per accident for property damage which is 25,000. This is the minimum liability coverage. When you apply for liability coverage, you must be offered an opportunity to purchase coverage for uninsured motorist bodily and property damage, underinsured motorist coverage for bodily injury and personal injury protection coverage. Uninsured motorist coverage cover you and your automobile if the other driver is at fault and does not have liability insurance. Underinsured motorist coverage gives you additional protection if the other driver is at fault and doesn't have enough coverage to cover your injuries. Personal Injury Protection provides you with wage loss, death benefits and medical coverage regardless of fault.

A liability car insurance policy only covers others if you are found to be at fault for an accident. We recommend additional collision coverage to protect your vehicle, yourself and your passenger(s). This is part of what is often referred to as full coverage auto insurance. You can also purchase comprehensive coverage and protect your vehicle in the event of fire, theft, vandalism or natural disaster. Collision coverage protects against damage to your automobile when it is involved in an accident.

It certainly doesn't hurt to look and you could save serious money in the bargain. Why not take a few moments of your time to be certain that you're getting the cheap car insurance in Ft Smith that you deserve?

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Helpful Info from Arkansas Dept of Insurance

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Fort Smith facts

3312 Jenny Lind Rd, 72901    google map | yahoo map

• Location: Arkansas, Fort Smith

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